Mortgage Down Payment Assistance for First-Time Homebuyers
Simplified Mortgage Down Payment Assistance
for First-Time Homebuyers
Need a little help with your down payment? We offer a range of mortgage down payment assistance solutions across multiple lenders, including grants and various assistance programs. By partnering with the Texas State Affordable Housing Corporation (TSAHC), we provide options tailored for first-time homebuyers throughout Texas, along with additional lender-specific programs. Whether you choose an FHA loan with 3.5% down or a conventional loan with 5% down, these resources can significantly lower your upfront costs and help you move into your new home more affordably.
Contact UsHome Buying Help for Heroic Texans
HOMES FOR TEXAS HEROES
Ask me about mortgage down payment assistance and mortgage credit certificate programs available for these qualifying Texans:
- Public School Teachers
- EMS Personnel
- Police Officers
- School Counselors
- Veterans
- Corrections Officers
- Fire Fighters
- School Librarians
- School Nurses
- Active Military
Begin this new chapter with a new home. TSAHC can help.
Home Sweet Texas, a program of the Texas State Affordable Housing Corporation (TSAHC), offers two types of assistance to help you purchase a home:
Fixed Rate Loans with Down Payment Assistance (DPA)
- Several rate, loan and DPA options available
- DPA can be up to 5% of the total loan amount
Mortgage Credit Certificates
- A special tax credit that reduces your federal income taxes every year
- For first-time buyers (those who have not owned a home in the last 3 years)
- Must be used with TSAHC’s DPA
Visit www.ReadyToBuyATexasHome.com to see if you qualify.
Stafford Home Mortgages & Financial Services is a leading mortgage broker in Texas, offering residential and commercial mortgage services across Midland, Odessa, Big Spring, Andrews, and the surrounding areas.