Fix & Flip Financing for Real Estate Investors
Reliable Fix & Flip Financing for Your Next Project
Flipping houses requires quick access to capital. Our fix & flip financing solutions make it easy to purchase, renovate, and sell properties without delays. With competitive rates and flexible terms, we help real estate investors secure funding for both acquisition and rehab costs. Whether you're a first-time flipper or an experienced investor, our fix and flip loans are designed to meet your needs.
Contact us today to discuss your project and secure funding quickly.
Fast Funding When You Need It
Time is critical in real estate investing. Our fix and flip loans ensure you get the capital you need quickly, so you can secure properties and begin renovations without unnecessary delays.
Finance Both Purchase & Renovation
Unlike traditional loans, our fix & flip financing covers both the property purchase and renovation costs, allowing you to maximize your investment potential.
Flexible Loan Terms
We offer competitive terms, including short-term loans with options for refinancing, so you can choose the structure that best fits your project timeline and budget.
Approval Based on Property Potential
Instead of focusing only on credit scores, we assess the potential of your investment property, making fix and flip loans accessible to more real estate investors.
What Is Fix & Flip Financing and How Does It Work?
Fix & flip financing is a short-term loan designed for real estate investors who buy, renovate, and sell properties for profit. Unlike traditional mortgages, these loans focus on the potential value of the property after improvements rather than just the borrower’s credit history. This makes them an excellent option for investors looking to move quickly and maximize returns.
How Fix & Flip Financing Works
- Property Acquisition – Investors secure financing to purchase a distressed or undervalued property with the intent to renovate and resell.
- Renovation Funding – Many fix and flip loans cover a portion or all of the renovation costs, ensuring investors have the capital needed to improve the property’s value.
- Short-Term Loan Terms – These loans typically range from 6 to 18 months, giving investors enough time to complete renovations and sell the property.
- Repayment Upon Sale – Once the property is sold, the loan is repaid, and the investor keeps the profit from the sale. Some investors may also refinance into a long-term loan if they choose to rent the property instead.
With fast approvals, flexible terms, and funding based on the property’s potential, fix & flip financing is a powerful tool for real estate investors looking to scale their business and increase profitability.
Flexible Loan Options for Real Estate Investors
We offer various fix & flip financing options to meet the needs of different investment strategies. Whether you’re acquiring, renovating, or refinancing, our loans provide the support you need.
Acquisition Loans
Need funding to purchase an investment property? Our acquisition loans help you secure the property quickly so you can move forward with your project.
- Loan amounts from $50K to $2.5M+
- Up to 85% of the purchase price covered
- Fast approval process
Acquisition & Rehab Loans
Cover both the purchase price and renovation costs with a single loan. Perfect for investors who want to maximize their returns by improving a property's value.
- Up to 100% of renovation costs covered
- Loan amounts starting at $75K
- Financing based on after-repair value (ARV)
Cash-Out Refinance
Leverage the equity in your existing properties to fund new investments. Access cash quickly to reinvest in additional fix and flip opportunities.
- Up to 50% cash-out available
- Fast and simple refinancing process
- No set minimum credit score required
Short-Term Bridge Loans
Need quick financing to secure a deal? Our short-term bridge loans help investors close fast while waiting for long-term financing.
- 12-month loan terms available
- Ideal for securing time-sensitive deals
- Competitive interest rates
Buy & Hold Financing
If you want to keep your investment property for rental income, our buy & hold loans provide longer-term financing options.
- Loan terms up to 18 months
- Flexible refinancing options
- Suitable for non-owner-occupied properties
Stafford Home Mortgages & Financial Services is a leading mortgage broker in Texas, offering residential and commercial mortgage services across Midland, Odessa, Big Spring, Andrews, and the surrounding areas.